Give us a call
 (800) 464-3150

Let's FOCUS on making your life easier

Really Free Checking – a checking solution with its main FOCUS on you. 

No minimum balance

No monthly service charge

FREE Instant Issue MasterCard^® Debit Card 

FREE Online Banking

FREE Bill Pay*

FREE Mobile Banking with Mobile Deposit

FREE eStatements with online check images

FREE thank you gift

Buy back of your unused checks and debit cards from another financial institution**

ARKANSAS

JONESBORO
406 Southwest Dr
Jonesboro, AR 72401
(870) 972-8400
GET DIRECTIONS

JONESBORO BRANCH
2525 Red Wolf Blvd
Jonesboro, AR 72401
(870) 972-8250
GET DIRECTIONS

JONESBORO HILLTOP BRANCH
3313 E Johnson Ave
Jonesboro, AR 72401
(870) 203-7675
GET DIRECTIONS

MARMADUKE
7281 AR-34 E
Marmaduke, AR 72443
(870) 597-4800 
GET DIRECTIONS

PARAGOULD
3005 W Kingshighway
Paragould, AR 72450
(870) 236-7000
GET DIRECTIONS

PARAGOULD BRANCH
3100 Linwood Dr
Paragould, AR 72450
(870) 236-7000
GET DIRECTIONS

MISSOURI

CARUTHERSVILLE
323 Ward Ave
Caruthersville, MO 63830
(573) 333-2240
GET DIRECTIONS

CHARLESTON
101 S Main St
Charleston, MO 63834
(573) 683-3712
GET DIRECTIONS

EAST PRAIRIE
4950 S Highway 105
East Prairie, MO 63845
(573) 649-3581
GET DIRECTIONS

SIKESTON
1150 S Main St
Sikeston, MO 63801
(573) 472-2002
(800) 464-3150
GET DIRECTIONS

Minimum opening deposit is only $25. Ask us for details. Bank rules and regulations apply. Other fees such as non-sufficient funds, overdraft, continuous overdraft fees, etc. may apply. See fee schedule for details. Free gift may be reported on a 1099-INT or 1099-MISC. Free gift provided at the time of account opening. 
*Bill Pay is free for Personal Checking. Business Bill Pay is free when one bill payment is made during the billing cycle. 
Ask us about our outstanding options for your business or organization. 
**Up to $10 for checks and debit cards from another financial institution given at the time the checks/debit cards are presented. 

Focus Bank © Copyright 2021. All rights reserved.

Straight-forward accounts. No-cost banking tools. Community values and operations. That's Focus Bank's really free checking advantage.

Locate your nearest branch and stop in to open your new checking account today!